FTMO or FundedNext: which one to choose in 2026?
FTMO and FundedNext are the two prop firms most followed by English-speaking traders. On paper, their two-step challenges look very similar. The differences come down to the phase 1 target, promotions, payout frequency and bots.
In short: FundedNext is often cheaper and its phase 1 target is lower. FTMO is more established and far more flexible if you use a bot, especially on cTrader.
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Two-step challenge, phase 1
Phase 2: a 5% target at both. Static maximum overall loss at both. Checked on 31 October 2026.
| FTMO | FundedNext | |
|---|---|---|
| Two-step targets | 10% then 5% | 8% then 5% |
| Minimum days | 4 per phase | 5 |
| Time limit | none | none |
| Price | from €89 | 25k: $159.99, 50k: $239.99, 100k: $549.99 (advertised promotion) |
| Profit split | up to 90% | 80%, 90% after scaling, 95% as an add-on |
| Payouts (two-step) | not specified on the website | first after 21 days, then every 14 days |
| Fee refunded | Yes | Yes, with the first withdrawal |
| Platforms | MT4, MT5, cTrader | MT4, MT5, cTrader, Match-Trader |
| Bots | Allowed, with limits | MT4/MT5 under 50k only, paid add-on |
Price: FundedNext wins
FundedNext regularly advertises large discounts. FTMO rarely changes its prices. Always compare the final price at the time of purchase, account size by account size, as promotions change every week.
Rules: FundedNext wins for phase 1
Aiming for 8% instead of 10% in phase 1 reduces the pressure, with identical maximum losses. FTMO makes up for it with one fewer minimum trading day per phase.
Bots and cTrader: FTMO wins clearly
This is the most important difference for an automated trader. FTMO allows bots on all its platforms, subject to its anti-abuse rules. FundedNext prohibits them on cTrader and only accepts them on MT4/MT5 below 50k, with a paid add-on.
Reliability: FTMO wins
FTMO has been around since 2014 and now owns a regulated broker, OANDA. FundedNext is younger, but also has a large community and thousands of reviews.
Our verdict
If you trade manually and price matters, FundedNext is an excellent choice. If you use a bot, or if you want the most established firm, go with FTMO.
See FTMO See FundedNextChallenges are paid evaluations and most participants fail. Only buy a challenge with money you can afford to lose. Read the risk warning