The5%ers review 2026: High Stakes, Growth, Bootcamp
The5%ers has been around since 2016. This prop firm stands apart from FTMO and FundedNext on two points: a growth programme that can lead to very large accounts, and a daily loss limit that, on some offers, pauses the account instead of failing it. Here are its three programmes, rule by rule.
Our verdict: a very good choice for a patient trader in it for the long run. High Stakes follows the classic rules, Growth forgives a bad day, and bots are accepted on MT5 and cTrader, with strict conditions.
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Strengths
- Three formats: 1, 2 or 3 steps
- No time limit on all three programmes
- Growth daily loss: a pause, not a failure
- Profit split of up to 100% with scaling
- MT5, cTrader and TradingView (outside the US)
Weaknesses
- The account expires after 30 days without activity
- Orders prohibited 2 minutes around high-impact news (High Stakes)
- Maximum overall loss of only 6% on Growth
- cTrader costs $10 extra, and the platform choice is final
- Stricter rules on bots than at FTMO
The three programmes at a glance
Checked on 31 October 2026 on the5ers.com. On Growth, reaching a 3% loss in a day suspends the account until the next day without failing it.
High Stakes (2 steps)
The format closest to FTMO: 10% profit in step 1, then 5% in step 2. The daily loss limit is 5%, calculated on the higher of the previous day's closing balance and equity. The maximum overall loss is 10% of the starting balance, fixed. You need at least 3 profitable days per step (a profitable day = at least 0.5% of the initial balance). Accounts from $2,500 to $100,000, 1:100 leverage. The split starts at 80% and rises to 100% with scaling, up to $500,000 of capital.
Watch out: you may not place an order from 2 minutes before to 2 minutes after a high-impact economic release. Holding a position that is already open is still allowed.
Growth (1 step)
A single 10% step. The 3% daily loss does not fail the account: access is suspended until the next day. On the other hand, the maximum overall loss is set at 6% below the starting capital, which leaves little margin. Accounts from $5,000 to $50,000, 1:30 leverage. The split starts at 75%, then increases as the account grows. First payout 14 days after funding, then every two weeks.
Bootcamp (3 steps)
The cheapest programme to get into: you pay part of the fee upfront and the rest only if you pass. For example, for a $100,000 account: $95 at sign-up, then $205 once you have passed the evaluation. There are three steps of 6%, with no daily loss limit during the evaluation, and a 5% maximum overall loss. Once funded, the maximum overall loss drops to 4% and a 3% daily pause applies.
Prices
The Bootcamp costs a total of $72 (20k), $300 (100k) or $575 (250k), paid in two instalments. For High Stakes and Growth, the price depends on the account size and current promotions: check it on the order page.
Platforms and bots
Outside the US, you can choose between MT5, cTrader ($10 extra) and TradingView. This choice is final for the account.
The5%ers accepts bots (EAs), provided you own the source code. The following are prohibited: high-frequency trading (positions lasting a few seconds), tick scalping, latency arbitrage, signal copying and off-the-shelf bots whose trades are replicated by other traders. The stop loss must be visible on the server. The terms and conditions also require written approval for any automated trading software: contact support before launching a bot. Compare with the other firms in our guide to prop firms that accept bots.
Traps to avoid
- Forgetting about the account: 30 days without activity and the evaluation account expires.
- Placing an order on a news release on High Stakes: the 2-minute window applies before and after.
- Underestimating Growth's 6%: two or three bad days that trigger a pause may be enough to reach it.
Read also: our 2026 ranking and how to pass a challenge.
See The5%ers programmesChallenges are paid evaluations and most participants fail. Only buy a challenge with money you can afford to lose. Read the risk warning