The5%ers has been around since 2016. This prop firm stands apart from FTMO and FundedNext in two ways: a growth program that can lead to very large accounts, and a daily loss limit that, on some offers, pauses the account instead of failing it. Here are its three programs, rule by rule.

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The three programs at a glance

High Stakes (2 steps)

The format closest to FTMO: 10% profit in step 1, then 5% in step 2. The daily loss limit is 5%, calculated from the higher of the previous day's closing balance and equity. The total loss limit is 10% of the starting balance, fixed. You need at least 3 profitable days per step (a profitable day = at least 0.5% of the initial balance). Accounts from $2,500 to $100,000, 1:100 leverage. The profit split starts at 80% and rises to 100% with scaling, up to $500,000 in capital.

Watch out: you may not place an order from 2 minutes before to 2 minutes after a high-impact economic news release. Holding a position that is already open is still allowed.

Growth (1 step)

A single 10% step. The 3% daily loss limit does not fail the account: access is suspended until the next day. On the other hand, the total loss limit is set at 6% below the starting capital, which leaves little margin. Accounts from $5,000 to $50,000, 1:30 leverage. The profit split starts at 75%, then increases as the account grows. First payout 14 days after funding, then every two weeks.

Bootcamp (3 steps)

The cheapest program to get into: you pay part of the fee up front and the rest only if you pass. For example, for a $100,000 account: $95 at sign-up, then $205 once you pass the evaluation. There are three steps of 6%, with no daily loss limit during the evaluation, and a 5% total loss limit. Once funded, the total loss limit drops to 4% and a 3% daily pause applies.

Prices

The Bootcamp costs a total of $72 (20k), $300 (100k) or $575 (250k), paid in two installments. For High Stakes and Growth, the price depends on the account size and current promotions: check it on the checkout page.

Platforms and bots

Outside the US, you can choose between MT5, cTrader ($10 extra) and TradingView. This choice is final for the account.

The5%ers accepts bots (EAs), provided you own the source code. Prohibited: high-frequency trading (positions lasting a few seconds), tick scalping, latency arbitrage, signal copying and off-the-shelf bots whose trades are replicated by other traders. The stop-loss must be visible on the server. The terms and conditions also require written approval for any automated trading software: contact support before launching a bot. Compare with other firms in our guide to prop firms that accept bots.

Traps to avoid

• Forgetting about the account: after 30 days without activity, the evaluation account expires.
• Placing an order during a news release on High Stakes: the 2-minute window applies before and after.
• Underestimating Growth's 6%: two or three bad days that trigger a pause can be enough to reach it.

Also worth reading: our 2026 rankings and how to pass a challenge.

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